The Best Credit Cards for Small Businesses

Last updated May 07, 2024 | By Amanda Thompson
The Best Credit Cards for Small Businesses image

If you are a small business owner, then you know that it can be difficult to find the right credit card. There are so many different options available, and it can be hard to know which one is the best for your needs. In this blog post, we will discuss the best credit cards for small businesses. We will look at both Visa and Mastercard options, and we will also provide a few tips on how to choose the right card for your business.

Chase Ink Business Preferred

Among the many credit cards available for small businesses, the Chase Ink Business Preferred is one of the best. For businesses that spend a lot on advertising and travel, the Ink Business Preferred provides generous rewards. With a points system that offers three points per dollar spent on these categories, businesses can quickly rack up rewards that can be used for future expenses. In addition, the Ink Business Preferred has a low annual fee and a 0% introductory APR on purchases, making it an affordable option for businesses. For these reasons, the Chase Ink Business Preferred is one of the best credit cards for small businesses.

Brex

As a small business owner, you know that every penny counts. That's why it's important to choose a credit card that will give you the most bang for your buck. And when it comes to value, it's hard to beat Brex. Brex offers a variety of benefits that are tailored specifically for small businesses, including cash back on business expenses, no foreign transaction fees, and special financing options. Brex also makes it easy to track your spending and stay within your budget. With all of these features,Brex is one of the best credit cards for small businesses. So if you're looking for a card that will save you money and help you run your business more efficiently, Brex is the way to go.

Ink Business Cash

The Ink Business Cash credit card is one of the best credit cards for small business owners. With no annual fee and a generous rewards program, it offers a great way to earn cash back on business expenses. The card also comes with a 0% introductory APR on purchases and balance transfers, making it an excellent choice for business owners who need to finance a large purchase or consolidate business debt. In addition, the Ink Business Cash card comes with valuable perks like free employee cards and expanded warranty protection. Overall, the Ink Business Cash card is an excellent choice for small business owners who want to earn rewards on their business spending.

Blue Business by American Express Business

When it comes to credit cards for small business, the Blue Business℠ Plus Credit Card from American Express is definitely one of the best. Not only does it have no annual fee, but it also offers a 0% intro APR on purchases and balance transfers for 12 months (then a variable rate, currently 13.24% - 19.24%). In addition, you'll earn 2X points on the first $50,000 spent in combined purchases each year at office supply stores and on wireless telephone services purchased directly from US service providers. And if you have an American Express® OPEN Card, you can earn an additional 2X points for each dollar you spend on eligible purchases made when you book through American Express Travel. The Blue Business℠ Plus Credit Card from American Express also comes with plenty of other perks, including free employee cards, extended warranty protection, and fraud protection. All in all, it's a great option for small businesses.

Capital One Spark 2% Cash Plus

Capital One Spark 2% Cash Plus is one of the best credit cards for small businesses. It offers a low APR and no annual fee, and it provides a higher cash back rate than most other business cards. In addition, the card also offers a 0% intro APR on purchases and balance transfers for the first 15 months, which can help you save money on interest charges. Finally, the card offers a rewards program that lets you earn points for every purchase you make, which can be redeemed for cash back, gift cards, or travel expenses. Overall, the Capital One Spark 2% Cash Plus is an excellent choice for small businesses that are looking for a low-cost credit card with great rewards.

Hilton Honors Business Card

The Hilton Honors Business Card is one of the best credit cards for small business. It offers a rewards program that gives you points for every dollar you spend, which can be redeemed for free nights at Hilton hotels worldwide. The card also comes with a sign-up bonus of 75,000 points, which is enough for three free nights at a Hilton hotel. In addition, the card offers 0% APR on purchases and balance transfers for the first 15 months, making it a great option for businesses that need to finance large purchases. Overall, the Hilton Honors Business Card is a great choice for business owners who want to earn rewards on their business expenses.